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web site. Last Modified 05/01/12 © Midnight Express & Cartage
Information on this web site (the
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provided are believed to be reliable when posted. Midnight Express &
Cartage Ltd cannot guarantee that they are accurate or complete or that
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not be relied upon in that regard. The information on this web site is
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The Midnight Express Privacy Code
Protecting the confidentiality of
your personal information has always been an important part of the way
we do business. To ensure that we protect your privacy, Midnight Express
& Cartage Ltd has adopted a Privacy Code. This Code sets out how and
why we collect and use personal information about our customers. It also
explains limited circumstances under which we may need or be required to
"Personal information" means information
that identifies you as a specific individual. It does not include the sort
of general information that could be found in a business directory or a
Effective January 1, 2004, the Government
of Canada will implement the last phase of the Personal Information Protection
and Electronic Act (PIPEDA). This federal statute will then apply to insurance
companies and many other industry sectors.
This legislation establishes rules
and principles for the use and disclosure of personal information based
on the ten privacy principles developed by the Canadian Standards Association.
These principles recognize that we live in an era when commercial information
is exchanged and circulated by electronic means. It balances the individual's
right to privacy in their personal information with the reasonable need
of organizations to collect, use or disclose personal information.
Under the new legislation, an organization
may collect, use or disclose personal information only for limited purposes
that a reasonable person would consider to be appropriate in the circumstances.
The Personal Information Protection
and Electronic Act requires us to provide the same safeguards for your
privacy that we have always provided on a voluntary basis. Our Privacy
Code sets out these principles in simple terms. It explains how we ensure
that your privacy and the confidentiality of your personal information
Our Privacy Code
Midnight Express & Cartage Ltd
Privacy Code is based on the following ten principles adopted by the Personal
Information Protection and Electronic Act (PIPEDA).
Principle #1: Our Accountability
for the Collection, Use or Disclosure of Personal Information
As a customer of Midnight Express
& Cartage Ltd, you have a right to expect that your insurer is accountable
for the personal information it collects and uses. "Customer" means a current
and former insured, an applicant for insurance, a claimant under one of
our policies as well as an individual insured as part of a group or corporate
We are responsible for maintaining
and protecting your personal information while it is under our control.
This includes any personal information that may need to be disclosed to
third parties for processing or other administrative functions.
To help ensure the confidentiality
of your personal information, we have established policies and procedures
to ensure that we comply with the Personal Information Protection and Electronic
Act. We have designated a privacy officer who is responsible for our company's
compliance with the ten privacy principles by the Canadian Standards Association.
If you have any questions or inquiries
about how your personal information is stored, or when it may need to be
disclosed to others, our privacy officer is there to assist and explain
our policies to you.